Dear clients!

In accordance with the conditions of the credit agreement of the product "AUTO Loans" (item 2.3), we inform you that from 01.03.2023 the interest rate on "AUTO Loans" loans will change, as follows:

• for Auto Loans granted until 14.08.2022, the interest rate will be 16.64%;
• for Auto Loans granted during the period 15.08.2022 - 30.11.2022 the interest rate will be 17.64%;
• for Auto Loans granted in the period 01.12.2022 - 28.02.2023 the interest rate will be 22.14%.

The reference index on January 20,2023 was 13.64%.