About the Bank

COMERȚBANK - new horizons and continuing development!

At the moment COMERȚBANK is a modern European bank, with management and high quality service that provides customers a secure financial support and complex.

COMERȚBANK offers a wide range of banking and financial services in Moldova, paying particular attention to advanced banking services.

COMERȚBANK significantly expands funding opportunities of investment projects and concessional offers its clients a maximum range of donor projects operating today in Moldova, and funding regional business development programs.

Bank expands its cooperation with foreign partners. The presence of correspondence relations with foreign banks in all countries that have active business Moldovan companies, allowing fast and efficient bank payments for its customers.

Special attention COMERȚBANK dedicated to serving corporate clients. The Bank aspires to cooperation with companies, with owners and managers who are oriented towards a successful development, socially and financially responsible, who respect its obligations faultlessly legal requirements. Among the bank's clients are representatives of various fields, such as industrial enterprises, investment, pharmaceutical, agricultural and commercial enterprises.

Within these years, the Bank has opened branches in Chisinau and Balti and Agencies - in Chisinau and in Cahul. Permanent work is carried out with offers for individuals as well as geographical expansion urgent international transfer systems.

The opportunities for continued growth of COMERȚBANK are based on the bank's development strategy adopted by the shareholders, who directs the past 12 years developing and perfecting profit for the bank.

The effectiveness of the Bank's activity is achieved primarily due to the competitive management and highly skilled personnel. Improving technical equipment of the Bank, the development of new information technologies allow significantly extend the broad spectrum of services for and performing at a high level of customer service. As a result, continuously improve service quality and optimization technologies, grading the pharmaceutical affairs, the bank offers clear prospects for development and success.

30 years of experience enable the bank to look with confidence to the future. However, COMERȚBANK priority is to ensure financial well-being of each client.

 

Performance indicators BC "Comertbank" SA:

Conform situaţiei la 31.12.2019:

  • Activele totale ale Băncii au constituit 1 605,10 mil. lei, cu o creştere de 133,88 mil. lei faţă de finele anului 2018.
  • Capitalul social a constituit 147 000 000 lei ( +45 mil. lei in 2012).
  • Fondurile Proprii totale ale Băncii au constituit 269,39 mil. lei (toate cerinţele de capital impuse de BNM sunt respectate).
  • Portofoliul total de credite a constituit 721,69 mil. lei, cu o creştere de 103,49 mil. lei faţă de finele anului 2018.
  • Portofoliul de împrumuturi de la Oficiul de Gestionare a Programelor de Asistenta Externa (fost DLC) în cadrul colaborării cu Banca Mondială, a constituit 176,96 mil. lei, cu o creştere de 52,49 mil. lei faţă de finele anului 2018.
  • Portofoliul de depozite a constituit 1 031,04 mil. lei, cu o descreştere nesemnificativă de 48,71 mil. lei faţă de finele anului 2018.
  • Coeficientul lichidităţii curente a constituit 53,82% (la un normativ de ≥20%) – media pe sistem 50,65%.
  • Profitul aferent exercițiului financiar 2019 a constituit 20,28 mln. lei.